Financing Available. Build your Home or bring your new Mobile Home to this peaceful wooded lot. Keystone Heights offers many lakes for water sports, Gold Head State Park for exploring and camping, along with trails for bicycling. Town is centered between Palatka, Gainesville and Jacksonville. Owner financing available. This lot is listed below the market value. Buying Land in Florida is a solid investment for your future, build your dream home, vacation home, rental investment or let the land build value as a great long-term investment to resell for a future profit.